We'll send an OTP to verify it's you — no separate account or password to remember.
Verified in seconds · Used only to confirm it's you · Demo PAN: ABCDE1234F
Demo only — type any 6 digits, nothing is actually sent or verified.
Whether this is your first ITR or you just want fewer surprises, everything here answers "what happens next" before it becomes a problem.
See exactly what happens before you start — no surprise steps halfway through.
View guideStuck on a term or a step? Ask in plain language and get an instant answer.
See old vs. new regime with your real numbers before you commit to either one.
Open calculatorGenerally, yes if your income is above the basic exemption limit, or if you had any capital gains, foreign assets, or business/freelance income — even a small amount. If none of that applies, you may not need to file at all.
Salary and bank interest only → ITR-1. Add capital gains or foreign assets → ITR-2. Any business or freelance income → ITR-3. Or just start filing — we work it out from a few plain questions, not the other way around.
It depends entirely on how many deductions you can claim. Try the Interactive Tax Calculator with your real numbers rather than guessing.
You're told specifically what doesn't match and what to do about it — not shown a generic red warning with no explanation. A mismatch is a fixable state, not a verdict.
Not sure you even need to file this year? You generally do if your income is above the basic exemption limit, or if you had any capital gains, foreign assets, or business/freelance income — even a small amount.
An OTP confirms it's you — no password to remember.
Salary, TDS, bank interest, and broker data — pulled from AIS and Form 26AS.
Capital gains, freelance income, foreign assets — a few plain questions, not a form.
Old vs. new, side by side, with the one that saves you more pointed out.
Including a check for tax you've already paid by challan, before anything is submitted.
One more OTP, and that's the whole process.
The single most common question research heard was "which form even applies to me?" — with no confident way to answer it. Here's that question answered for five real situations, not a legal list.
"I didn't even know if I had to file this year. I just knew people were talking about a deadline."
Salary from one employer. No investments, no other income.
Salary and bank interest only — no capital gains, business income, or foreign assets. The simplest case there is.
Regime: New regime wins outright — nothing to claim under the old regime worth switching for.
"I had two Form 16s from two jobs. Nobody told me if I add them together or pick one."
Salary from two employers in the same year, after a job change.
Both employers' salary combine into one figure. The form depends on the type of income, not how many payslips it came from.
Regime: Worth comparing both — new regime usually wins unless there are real 80C/80D deductions from before the switch.
"My son used to do this. Now every second word on the page is one I've never seen before."
Pension income plus fixed deposit interest. No capital gains.
Pension counts as salary income for filing purposes — the simplest case, with a higher tax-free threshold for her age.
Regime: Old regime often wins here, thanks to the senior-citizen interest deduction (80TTB) — worth comparing, not assuming.
"I saw a red warning and just stopped. For two days I thought I'd broken something."
Pension only, one bank account.
The simplest case on paper. What made it hard wasn't the form — it was an unexplained warning. Here, anything that needs a second look is named specifically.
Regime: New regime, in his case — no deductions to claim that would change the outcome.
"I had two tabs open — one for filing, one for Googling what a term meant."
Salaried income plus freelance or consulting income.
Any business or professional income — including freelancing — needs ITR-3 instead of ITR-1 or ITR-2.
Regime: New regime is simpler with few business expenses to claim; old regime can still win with real expenses on the books.
Recalculated after every entry — you shouldn't have to guess, or wait, to see where you stand.
Affects the tax-free threshold under the old regime only — the new regime treats every age the same.
ELSS, PPF, life insurance — up to ₹1,50,000
Health insurance premium — up to ₹25,000
Home loan interest, donations, education loan interest, etc.
| Particulars | Old regime | New regime |
|---|---|---|
| Gross income | ₹0 | ₹0 |
| Deductions | ₹0 | ₹0 |
| Taxable income | ₹0 | ₹0 |
| Tax payable | ₹0 | ₹0 |
Simplified for this demo — assumes salary income only, standard slab rates plus 4% cess, and isn't tax advice.
Every question here came from something people actually asked, not a made-up FAQ. Search, or browse by theme.
Generally, yes if your income is above the basic exemption limit, or if you had any capital gains, foreign assets, or business/freelance income — even a small amount. If none of that applies, you may not need to file at all.
Salary and bank interest only → ITR-1. Add capital gains or foreign assets → ITR-2. Any business or freelance income → ITR-3. See Real Life Case Studies for five worked examples, or just start filing — we work it out from a few plain questions, not the other way around.
Add them together. Both employers' salary combines into one figure on your return — it's still just salary income, so it's still ITR-1.
FY (Financial Year) is when you earned the income — April to March. AY (Assessment Year) is the year after that, when it gets assessed and filed. Income earned in FY 2025-26 is filed in AY 2026-27.
A deduction for money you've put into things like ELSS funds, PPF, or life insurance premiums — up to ₹1,50,000. It only reduces tax under the old regime.
A deduction for health insurance premiums you've paid — up to ₹25,000 (higher for senior citizens). Like 80C, it only applies under the old regime.
Tax Deducted at Source — tax your employer or bank already took out before paying you, and sent to the government on your behalf. It shows up in Form 26AS, and reduces what you still owe when you file.
Government records of the income and tax already on file for you — salary, TDS, bank interest, broker statements. This is exactly what we auto-fill from, so you're not retyping what's already known.
It depends entirely on how many deductions you can claim — the old regime allows more of them, the new regime has lower rates but fewer deductions. Try the Interactive Tax Calculator with your real numbers rather than guessing.
You shouldn't, for most of it — that's the point of pulling from AIS and Form 26AS automatically. We only ask again when something doesn't match, or when it's genuinely something we can't see, like freelance income.
You're told specifically what doesn't match and what to do about it — not shown a generic red warning with no explanation. A mismatch is a fixable state, not a verdict.
Yes. The payment is real, but if its details never make it into the return, the return shows the tax as unpaid — and that gap is exactly what turns into a "tax defaulter" notice months later, for tax you already paid. We check for this before you file.
No matches for that search — try a different word.
Several replies to the original research post asked for a chatbot outright — read next to the terminology complaints, that was really a request for help that doesn't require leaving the page. These are that, in walkthrough form.
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Step 1 of 3
Analysing your AIS…
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Matching your PAN with AIS records…
Connecting to AIS, Form 26AS, and your linked broker — nothing leaves this demo.
These change which ITR form applies, not your total income — neither carries a rupee amount we can add here.
ITR-1
Reasoning appears here.
No pressure — you can always change this later before filing.
That's a difference of ₹0. Tap either card to choose it — we've pre-selected the one that costs less.
Simplified for this demo — capital gains are taxed at slab rate here rather than the real flat STCG/LTCG rates, and this isn't tax advice.
This is one of the most common ways people end up flagged as a defaulter later — the tax genuinely gets paid, but its challan details never make it into the return, so there's no record it happened here.
Good catch — without these details, this return would have gone in looking unpaid even though it wasn't.
No problem — you can e-verify now and pay before the deadline. We'll remind you, and nothing here treats paying on time as a problem.
Demo only — type any 6 digits, nothing is actually sent or verified.
Acknowledgement number ITR-DEMO-000000. Nothing was actually submitted — this is where the real product would begin. If anything felt off, confusing, or genuinely better than what exists today, I'd like to know.
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