Concept demo

A live-reconciliation concept for ITR filing

This shows one idea: fill in numbers from your AIS and Form 26AS automatically, show your estimated refund updating live as you check each one, and walk through the full filing process — not just a single screen.

Try a different taxpayer profile

Estimated refund

₹0

Recalculates as you edit any field below

1 · You
2 · Form
3 · Income
4 · Deduct
5 · Tax
6 · Verify

Your details, from your e-filing profile

Pulled from your PAN-linked profile and pre-validated bank account — nothing to type here.

Based on your Form 16 and AIS, you'll likely file ITR-2

Salary and capital gains, with no business income — this combination usually needs ITR-2.

Why this form: loading…

We've filled in what your AIS already shows

Rows in green are matched and read-only. Amber rows need a look.

    Deductions

    Loading…

    Tax summary & verification

    Tied to the specific schedule that was drafted, not a blanket agreement to the whole return.

    Tax computation

    Taxes already paid

    Refund credit

    I've checked the draft above against my own records, and it's correct.

    Check the box above to confirm you've reviewed the drafted figures first.

    Verify with Aadhaar OTP

    A concept mock — no OTP is actually sent, and nothing is really e-verified. Enter any 6 digits to continue.

    Enter a 6-digit OTP to continue — any 6 digits work in this demo.

    Return submitted and e-verified

    Filed for AY 2026-27 and verified with the OTP sent to your Aadhaar-linked mobile. Here's the recap, and where each figure came from.

    Extends a UX case study on India's ITR filing experience. The four profiles above mirror four sample AIS statements built to test the idea: a clean salaried case, multiple capital-gains rows plus an unconfirmed one, a freelancer with several TDS deductors, and a business case with an unlinked tax challan — the exact "paid but not reflected" gap the original research surfaced. Idea stage only.

    Tax math: new regime, FY 2025-26 slabs, with the ₹75,000 salaried standard deduction, the section 87A rebate and marginal relief up to ₹12,00,000 in slab-rate income, equity STCG at 20%, equity LTCG at 12.5% above a pooled ₹1,25,000/year exemption, presumptive income at 50% of receipts (44ADA) or 6% of digital turnover (44AD) where relevant, and 4% health & education cess. Surcharge applies above ₹50L total income — 10% (₹50L–1Cr), 15% (₹1Cr–2Cr), capped at 25% beyond that under the new regime — with equity capital-gains surcharge separately capped at 15%. Marginal relief is modeled at the ₹12L rebate cliff but not at the surcharge thresholds; old-regime deductions and other edge cases are left out. This demonstrates the mechanic, not a filing-grade calculator.

    Tried it? Tell me

    What did you think?

    This concept only gets better with real reactions. A few quick questions, then it goes straight to me.

    Which best describes you?

    How much would you trust a result like this?

    Which step felt hardest?

    Did watching the refund update live make you trust it more, or less?

    Would you actually use this to file, if it were real?

    What's the one moment that would make or break this for you? (optional)